Saturday, September 13, 2014

Subvention Schemes Noida Extension

Visit of Amazing / Funny Information -

HDFC Home Loan Subvention Schemes (No EMI Schemes)

HDFC is major home loan provider in India. All major projects has been approved by HDFC. here is the list of projects approved by HDFC under Subvention Schemes (No Pre EMI Schemes). Projects covered here are situated at  Faridabad, Greater NOIDA, Ghaziabad, Gurgaon, NOIDA, Raj Nagar Extn, Yamuna Expressway (Greater NOIDA),

Following are list of projects approved from HDFC

BuilderProjectLogin end dateDisbursal end dateSubvention tillProject Location
KLJ Platinum Heights 30-09-2014 31-10-2014 24 Months Faridabad
Agarwal Aditya City 30-09-14 31-03-2017 Ghaziabad
Agarwal Aditya City Apartments 30-09-14 31-03-17 Ghaziabad
Hebe Mahagun Mantra-II 31-10-2014 30-11-2014 35 Months Gr. Noida
IITL-Nimbus Express Park View-II 31-10-2014 30-11-2014 30-11-2016 Gr. Noida
Rajesh RG Luxury Homes 30-09-14 31-10-2014 30-06-16 Gr. Noida West
Nirala Nirala Estate 30-09-2014 31-10-2014 31-12-2015 Gr. Noida West
SDS NRI Residency 30-09-14 31-10-2014 30-06-15 Noida
Unnati Fortune Aranya 30-09-2014 31-10-2014 30-06-2016 Noida
Sunworld Arista 31-10-2014 30-11-2014 23 Months Noida
RG RG Residency 31-10-2014 30-11-2014 31-12-2015 Noida
Capital Infra Golden Palms-I & II 31-10-2014 30-11-2014 30-11-2015 Noida
IITL-Nimbus Hyde Park Phase I & II 31-10-2014 30-11-2014 30-11-2015 Noida
Vatika Sovereign Next 30-09-14 29 Months Gurgaon
CHD 106 Golf Avenue 31-10-2014 30-11-2014 31-07-2016 Gurgaon
Raheja Revanta 31-10-2014 30-11-2014 36 Months Gurgaon

subvention scheme is only useful/profitable if you get buyer for your property immediately just after possession otherwise you would be in loss. Here is Pros and Cons :

It is a WIN WIN SITUATION compared to FIXED DEPOSIT in Banks

(i) The major advantage for the home buyer is that he/she is not burdened by EMIs during the construction period. The customer can save the money to be paid as EMIs and invest the same in instruments like FD and pay the bank, lowering the debt burden.

(ii) The customer can reap in benefits of price appreciation during the construction period.

(iii) If he/she is living in rented house, then there is no double pressure of paying both EMIs and house rent.


(i) Be sure of the property documents as in case of a disputed property, you would need to get the money back form the bank.

(ii) If there is a delay in delivery and construction time increases, then the customer is bound to lose out more.

iii) In this scheme builder charge Rs 200-300 more in per sq feet.

A person is asking following :-
I am exploring property in Noida Extn. Exploring between Supertech & Ajnara Homes/Le garden. Both are 10% -80% -10% subvention scheme till possession.
Price offered for both are almost same.

My understanding are as follows;

Supertech Ecovillage 4- Soft launch-Opportunity to book any flat as inventory is awesome available but carries negativity for construction quality.

Ajnara Homes/le garden- Very selective inventory & thus started subvention.

Price for Ajnara Homes;

Tower B1
Size 1095
Payment plan: Subvention
16th floor BSP-3405 per sqft (5% discount, On form- 4% & Credit note-1%))
IFMS (Rs. 25)-21900
Lease Rent-71175
Covered car parking-295000
Power backup/electric back up-45000
Total 4084626/- (All incl. 3730)
Direction- East

My queries;

1) 16th/17th floor in a building of G+21 or G+22 are advisable or should I look for lower floors?
2) Flat entrance is from west direction is advisable (As many options are in West entrance only, Only 2 option are available in East which are at higher floors 16th/17th)?

Above questions should be answered from end usage as well as from resale point of view.

3) How is the rate? What is further scope & your advise Please?

4) How is this tower any pros & cons of B1 tower or Ajnara Homes?

5) Should I go for Mahagun Mantra 2 rather than Ajnara Homes (Both has subvention that is my key requirement)

मजेदार जोक्स के लिए क्लिक करें...

No comments:

Post a Comment